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Charity Care: free health service, your income must be below certain
amount. It doesn't include X-rays or emergency service. It can be used to
avoid the mandatory student's health plan of Stevens.

In Hoboken, there is an office for Charity Care at the Saint Mary
308 Willow Ave. Phone: (201) 418-1000

NYU Dental Clinic: low-cost (around $100 per year) dental services
provided by the NYU clinic, where the New York University students
practice.

County Courts: it seems that some courts in the county can solve simple
legal problems at low- or no-cost.